For one, they’re not great for bad weather. Don’t expect to see double the insurance rate, but expect it to cost more.The higher the cost of the topless model, the higher the cost you can expect to insure it. Zaneta Wood, Ed.S. How much is insurance for a coupe vs. a sedan? In general, a sporty coupe costs more to protect than a four-door sedan, but that is not always the case in the world of car insurance. You can look up your dream ride’s insurance-risk “score” on this IIHS tool. It’s easier to steal coupe convertible cars than hard-top versions, which means the insurance company incurs higher costs associated with convertibles being stolen. Partly, this is because the amount you’ll pay for auto insurance depends on how much the actual car costs. However, they are nicer on a sunny day.Learn a little bit about what makes convertibles heavier below, along with a few other tidbits you may find interesting.Also, note that he says the area with the windows gets reinforcement in order to be safer. That leaves the Vauxhall at the mercy of Audi, BMW and Mercedes, and frankly it doesn’t drive well enough to bear the comparison.However, the Cascada is well screwed together, offers decent space for an open four-seater and is undemanding to drive. Make the most of the willing 1.5-litre motor and the chassis comes alive on twisty roads in a way only a lightweight roadster can.New service allows electric vehicle (EV) drivers to search, plan and pay all in one app.Almost a third of drivers said they had delayed servicing procedures simply because their car had covered far fewer miles during lockdown.What should I do before I garage my car for a few weeks?Can you recommend a petrol car to tow a heavy caravan?Zap-Map launches multi network EV charging payment service,Over 12 million drivers may have skipped car servicing due to financial problems caused by Covid-19,We have a full guide on getting cheap car insurance,Smart Fortwo Cabriolet – Insurance Group 4,Your circumstances will be different - so make sure you check to see what it will cost you. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. In a collision of two vehicles, the heavier one will exude the greater force onto the lighter car. The following information about convertibles can help you decide what’s right for your lifestyle. For a thief, convertibles can be an easy target.Exposing the car interior to the hot summer sun takes its toll, and the same is true of convertible interiors. You can look up your dream ride’s insurance-risk “score” on,Whether you want to buy a convertible, a sedan or any other type of car, having the right auto insurance coverage is essential to staying safe on the road. Stick with four occupants and it’s great fun to drive and not too windy in the back thanks to the fixed side windows.The Volkswagen Beetle Cabriolet is the only one of its retro set that can lay claim to genuine ancestry when it comes to convertibles. Before learning more about if car insurance is higher on convertibles, compare convertible insurance today just by.So, are convertibles safe? It’s clear that if you're the performance-minded enthusiast, then a coupe is the better choice for you. Mustang Coupes vs Convertibles: Advantages and Disadvantages. CJ’s Black 2015 GT on the Autocross Course. They offer everything from city car nimbleness to rugged off-road ability, and there’s also plenty to please those after a stylish four-seater or agile sports car to prove that having fun in the sun needn’t be costly.It may be the cheapest convertible in the UK to get cover for, but there’s no sacrificing style with the Smart Fortwo Cabriolet. He also offers small business consulting and advisory services to help businesses get from start-up mode to turn-key operations. All insurance rates, products, and services are presented without warranty and guarantee. And that exception is rollover crashes.It makes sense that this could be an issue, as there would be nothing between you and the ground if the car flipped over.You can see that rollover crashes account for 20 percent or more of vehicular fatalities, so it’s already a scary number. The reason for this is that a soft-top convertible is considered to be at a higher risk of being broken into. The original Karmann Cabriolet pitched up in 1954 and went on to considerable success across three decades.The latest Beetle soft-top conjures up the same style, especially with the vast options list to make it as retro, sporty or beach-ready as you like. Owning a convertible is cool, but being cool isn’t cheap.Are insurance rates different by car? Now that you know a couple of reason to go coupe over convertible or vice versa, it’s time to decide which best fits your lifestyle. You pay to play.