You’re typically protected if the bike is stolen (or vandalized) pretty much anywhere, including your home, garage, at the park, etc. This means if your children are riding expensive bikes or if you are taking several bicycles abroad for a family holiday, you can be comfortable in the knowledge they are covered with no additional premiums to pay.We have split responsibility between the Pedal Cover team and our underwriters at AXA.AXA are the experts when it comes to home insurance claims, and are able to provide enormous resource to settle home insurance claims incredibly efficiently.We are the cycle insurance experts however, and deal with any bicycle insurance claims personally.Does your home insurance include cover for my family's bicycles?Who looks after your bicycle insurance claims.
Whether your household has one bicycle or ten, the premium is the same and you are covered up to £20,000. Specialist cycle insurers on the other hand typically charge per bike, based on individual bicycle value and you can end up paying very high premiums as a result.

You can save the insurance quote from this process until you’re ready to buy.

We can provide all the cover of a specialist bicycle insurance policy as part of your home and contents insurance.Most home insurance policies struggle to insure expensive, individual bicycles or fleets of bicycles. Fear not, our policy includes transition cover protecting your bicycle and accessories .How does our policy differ from other bicycle insurance policies online? Bike commuting increased 38% between 2000 and 2012, according to the latest Census data, with 298,000 new people pedaling to work.
A deductible may apply and you’ll be covered up to the applicable limits of your home, condo or renters policy. Instead, we automatically cover up to £20,000 with the option to increase this limit if necessary.No… It’s a lot more than just bicycle theft insurance.While many home insurance policies include cover for bicycle theft, in most cases that is where their cover ends.When you take out a home insurance policy with Pedal Cover, we automatically include essential cover such as crash damage, theft away from home, liability and cover during sportives and racing or on holiday.We provide all of the extra cover you would usually have to pay high premiums for with a specialist cycle insurer, and we can provide all of this at the same time as your home and contents insurance.Our cycling home insurance includes £30,000 worth of cover as standard which applies to your bicycles. Same goes for renters or condo insurance.

Asking friends or associations like a bicycle club like the Bicycle Adventure Club (or others), your bike retailer or other cycling friends. We partnered with an A.M.Best “A” rated, US insurance company to provide a multi-risk policy offering protection to all types of cyclists. Cycling enthusiasts often have great insider info or special packages they may be able … We know how much some of these races cost, so up to £500 race fee cover comes as standard.Third party cycling claims against cyclists are far less common than theft and crashes, but they can be much more serious.

Plus, coverage through Markel Specialty means your homeowners insurance rates won't increase if you have to file a claim. Our home insurance is designed for cycling, and if you have a spill and damage your bicycle, we will cover the cost of repair or replacement.Travelling abroad with your bicycle? That’s where this specialty bicycle insurance would come in. Insurance policies are administered by American Specialty insurance, who have worked with the League for over 20 years.

Specialist bicycle insurers on the other hand add up the value of your bikes and charge high premiums as a result. Policies underwritten by Arch Insurance Company, Mutual of Omaha, and Philadelphia Indemnity Insurance Company. We have security requirements you need to follow, but if your bicycle is stolen from your home, out and about, or while on holiday, it's covered by PedalCover.We don’t charge per bike, nor do we have any trouble insuring those who have splashed out on something extra special. Optional coverages are available to cover education, bike refurbishment, directors and officers, and other common activities.Primary coverage options are for recreational riding clubs, who pay on a per-member basis, and advocacy organizations, who pay a flat fee for basic coverage.For full information on the League’s insurance options, visit.Insurance policies are administered by American Specialty insurance, who have worked with the League for over 20 years. Our home insurance includes liability cover while cycling.

You can arrange a taxi to take you and your bike home or to your onward destination, and claim up to £200 cost back from us later.More than 500,000 bikes are stolen every year, so you’ll be pleased to hear our home insurance policy includes bicycle theft insurance. Just like renters and homeowners insurance, these policies will cover you for theft, damage, and more, but they’ll also cover the cost of emergency situations on bike courses, as well as medical expenses that result from bike-related accidents. A low coverage limit combined with a high deductible means bicycle owners may be faced with the majority of the cost to replace their bikes.

In the last three years, American Specialty has increased our agent distribution by over 55%. See our,Morris Area Freewheelers' Revolutionary Ramble Ride.Copyright 2000-2019, League of American Wheelmen, Inc.Watch the 2020 Insurance Rollout Webinar here.Active Transportation Leadership Institute.

With a bicycle insurance policy from Markel Specialty, you'll have the peace of mind in knowing that your policy is built specifically for you and your bike alone.

We insure your bikes plus your home and contents, sometimes for less premium than a specialist cycle insurer will charge for just the bicycles.Many home insurance policies will cover bicycles for theft and damage at home, but as soon as you take them out the cover ends. All Rights Reserved. See how an average homeowners insurance policy stacks up against Markel Specialty bicycle insurance:* Most home insurance policies impose much tighter limits on total bike and individual bike value, meaning you might struggle to get sufficient cover.