The cost of motorcycle insurance depends on a variety of factors, including your age, bike, riding history, coverages, location, and the insurance company you buy from.

The premium may vary based on the type of motorcycle you insure and the coverage that you select. If not, you'll need to create a My Account for 24/7 access to your claim.As we continue to navigate through the COVID-19 pandemic, see how we are supporting our current and new customers with Premium Relief and more.Take Control of What You Pay for Insurance,Helpful Motorcycle Apps for Smooth Trips Ahead,How to Get Your Motorcycle Ready for Spring.Check out these 10 great tips for buying a used motorcycle, so you can safely and confidently get a bike that’s right for you.©2020 American Family Mutual Insurance Company, S.I.damage that doesn't involve other vehicles,inexpensive coverage that really can pay off,accident that was caused by an uninsured vehicle. We can add coverage to help protect your bike and all the ways you’ve made it your own.

Motorcycle Insurance. If you are a recreational rider, you’ll want to let your agent know since rates are typically lower for people who only use their bike occasionally.Your age, like your location, can factor into the cost of your motorcycle insurance. Once an insurance company receives your application, they begin the evaluation process by looking at a few possible risk factors (like age, gender, location, etc.). The least expensive states in regard to the average cost of motorcycle insurance are Iowa, North Dakota, Oklahoma, New Hampshire, and Wyoming.Weather is another factor that can affect the average cost of motorcycle insurance at the state level. States where there are higher death rates associated with motorcycle accidents, as well as states with higher theft levels, will also typically have the highest motorcycle insurance rates.The least expensive regions of the U.S. are the upper Midwest regions and the Great Plains.

These can help save from 5 percent to 20 percent on motorcycle insurance rates.Choosing a smaller or less powerful motorcycle can save money. Most states require that motorcycle owners have at least liability coverage. This can include the number of claims, accidents and tickets you’ve had in the past few years.If you’ve modified your bike in a way that adds value, you’ll want to protect those upgrades with the right coverage. 4) Location: Where you live also determines your insurance cost. The seven personal injury lawyers and independent insurance agents we spoke to all agree: You should buy more insurance than your state requires. Let’s take a look at how insurance quotes are put together to cover you and your motorcycle.Many variables go into determining your motorcycle insurance premium, and knowing them can help you understand how the quote is built. And each state sets it own requirements, says Mark Scigliano, motorcycle product director at Nationwide.

Talk to your,Not finding what you're looking for? They include:Factors that can also play a role in the cost of motorcycle insurance, also include mileage, credit score, and more.There are different ways to save on motorcycle insurance, regardless of where you live. Sign up for KnowYourDrive and earn up to a 20% discount — the safer you drive, the better discount you can earn!With the right support, any dream is possible! For example, Florida is generally more expensive because the weather allows for year-round riding.The following is the average cost of motorcycle insurance per year in these least expensive states, according to HowMuch.net:The following states have the highest motorcycle insurance premiums on average:Along with state and regional factors, other individual factors can affect motorcycle insurance cost. Some insurance companies don’t even offer covers for certain kinds of powerful motorcycles and sports bikes. Try our.Save money on your motorcycle coverage with these popular discounts.Use these suggested motorcycle apps to enhance your ride and to enjoy the road with technology on your side.You’ve waited all winter for the weather to come around and let you get your motorcycle out of the garage and back on the road.

Most states require that motorcycle owners have at least liability coverage. How much will motorcycle insurance cost? But you’ll need motorcycle insurance first. The more powerful and expensive your motorcycle is, the higher your insurance cost.